Effective Date: April 21, 2026
By accessing or using niviracapital.com, you agree to be bound by these Terms of Service. Please read them carefully before using our site or submitting any application.
Nivira Capital is a lending consultancy that connects business owners with potential funding sources. We do not directly lend money. We act as an intermediary between applicants and a network of private and institutional lenders. Approval and terms are determined solely by the lender.
You must be at least 18 years of age and a legal resident of the United States to use our services. By submitting an application, you represent that all information provided is accurate, complete, and current.
Submission of an application does not guarantee approval or funding. Nivira Capital makes no representations or warranties regarding the availability, terms, or approval of any funding offer. All lending decisions are made at the sole discretion of the lender.
Nivira Capital may charge a pre-qualification or consulting fee as disclosed during the application process. Any such fees will be clearly communicated before you are charged. Lenders may have their own fees, rates, and terms which are independent of Nivira Capital.
All content on this website, including text, graphics, logos, and design, is the property of Nivira Capital and is protected by applicable copyright and trademark laws. Unauthorized use is prohibited.
Nivira Capital shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on any information provided. Our total liability shall not exceed any fees paid to us in connection with a specific transaction.
Our site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites and encourage you to review their policies.
These Terms shall be governed by the laws of the State of Illinois, without regard to conflict of law principles.
We reserve the right to modify these Terms at any time. Continued use of the site after changes constitutes acceptance of the updated Terms.
For questions regarding these Terms, contact us at info@niviracapital.com.